DDUSD
Decentralized Digital Currency Protocol USD
USD-Pegged · DDCP Protocol · First Token Deployment
A USD-pegged stablecoin operating on the DDCP protocol, with tiered transaction privacy and the absence of a protocol-level freeze function as architectural properties.
DDUSD is a USD-pegged stablecoin issued on the DDCP protocol by an entity independent of the protocol foundation, operating under an open-source license. It is fully backed by reserves held with US-qualified custodians.
DDUSD adopts full compliance with AML and CFT requirements and tiered privacy architecture. It does not implement a freeze function at any layer. This is an architectural property of the DDCP protocol, not a compliance gap.
A Permitted Payment Stablecoin Issuer (PPSI) license application is in preparation with the Office of the Comptroller of the Currency, making the constitutional basis for this architecture explicit and proactively engaging with the regulatory framework.
OCC GENIUS Act NPRM Comment Letter — A comment letter to the OCC's GENIUS Act Notice of Proposed Rulemaking is in preparation and will be published here upon filing. Submission deadline: May 1, 2026.
DDUSD inherits its core properties from the DDCP protocol. These are not configurable parameters — they are enforced at the protocol layer and cannot be altered by the issuer, operators, or any third party.
Tier 1 retail transactions are ZKP-private and cash-equivalent in size and privacy. Tier 2 is pseudonymous and court-order auditable. Tier 3 is identity-linked with intermediary reporting.
No protocol-level freeze or seizure operation exists. Law enforcement access to funds operates through licensed financial intermediaries under valid judicial authority.
Full AML and CFT compliance at the financial intermediary layer. KYC, transaction monitoring, and suspicious activity reporting operate through licensed intermediaries.
1:1 USD-pegged reserve held with US-qualified custodians. Reserve composition and proof-of-reserve attestation governed by the DDCP Reserve Management Foundation.
For regulatory correspondence, licensing inquiries, and legal matters.
legal@ddusd.org